To qualify for a loan, all loan borrowers must:

• Have a verifiable name, date of birth and social security number;

• Be at least 18 years of age;

• Have a credit score of at least 600; 

• Have a U.S. address;

• Be eligible for membership with BCU

• Have a job or job offer he/she has accepted and will start within 6 months or another verifiable source of regular income;

• Meet our minimum credit requirements; and

• Have a personal banking account at a U.S. financial institution with a routing transit number;